Credit Cards

Confused about credit cards?

How many should you have?

What type of card should you have?

How do they affect your credit score?

Some Tips about Credit Cards

• Depending on your circumstances, typically 2-3 credit cards should cover your needs. Any additional credit cards may encourage more debt and damage your credit rating.
• Visa, MasterCard, American Express or Discover are the best cards to carry as they are accepted by most merchants.
• People with credit scores above 720 typically receive the best credit rates and terms.

Still Confused about Credit Card Usage?

I Can Help

• Manage your credit cards
• Reduce the number of credit cards you use
• Use credit cards to your financial advantage

Benefits to You

   • Peace of Mind 

   • Stress-relief   

   • $ Savings         

   • Goal Attainment