Confused about credit cards?
How many should you have?
What type of card should you have?
How do they affect your credit score?
Some Tips about Credit Cards
Depending on your circumstances, typically 2-3 credit cards should cover your needs. Any additional credit cards may encourage more debt and damage your credit rating.
Visa, MasterCard, American Express or Discover are the best cards to carry as they are accepted by most merchants.
People with credit scores above 720 typically receive the best credit rates and terms.
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Benefits to You
• Peace of Mind
• $ Savings
• Goal Attainment